Author: Klaudia Simmonds

Medicare is the federally-funded health-insurance program for Americans 65 or older. Younger people with certain disabilities are also eligible for Medicare benefits. Medicare benefits are available through either original Medicare or a supplemental Medicare Advantage Plan. In this in-depth comprehensive guide to qualifying and applying for Medicare coverage, we’ll cover some of the most-asked questions about the program, how you can qualify and how to apply. Understanding The Four Parts of Medicare Before jumping into the application process, it’s important that you understand the various types of Medicare options available. Medicare consists of four parts: Part A; Part B; Part…

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Medicare Part D is the prescription drug benefit, and it is the part of the program that can be the most confusing to people who are on Medicare. Medicare is something that people often have a hard time with because they do not understand the ins and outs of the program. In 2010, a new law took effect, it changed how much money Medicare beneficiary must pay for their own medications. This applies to gap coverage, or anytime there’s a lapse in health care coverage plans. For example, changing from one insurance company to Medicare would mean that the beneficiary…

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What is Dual Enrollment? Dual enrollment refers to the situation where a person can qualify to enroll in both, Medicare as well as Medicaid. It will include Part A, Part B and Part D portion of Medicare. For the uninitiated, what these plans mean is that they can take advantage of hospital stay, doctor visits as well as prescription drug benefits offered by the plans. It is estimated that there are over 9 million people in the US who are qualified to get Dual enrollment. In most circumstances, Medicare is the main provider of health insurance. However, Medicaid was put in…

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When most people hear the term Social Security, they automatically think of retirement benefits for people over the age of 65. However, there are other types of Social Security Benefits available for those that need them such as Social Security Disability Insurance (SSDI). The Social Security Disability Insurance (SSDI) program is a payroll tax-funded, federal insurance program of the United States government. Social Security Disability Insurance (SSDI) is administered by the Social Security Administration and assists people with physical or mental disabilities that prevent them from working. Individuals with a disability and can meet mental or medical criteria for disability…

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Medicaid is designed to provide health-related services to low-income individuals and families who cannot afford the costs of healthcare. It is funded through a joint venture between the individual states and the Federal government. When qualifying for a power wheelchair through Medicaid, it is important to know that some state Medicaid plans may have different requirements. Medicaid has certain requirements that durable medical equipment (DME) suppliers must follow in order for patients to qualify for a power mobility device such as a scooter or power wheelchair. Who Can Write An Order For a Mobile Chair A physician, a physiatrist, neurologist,…

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Among the various troubles that seniors face is restricted mobility. Now, they have an array of options for leading a comfortable life, and power lift recliners are part of this listing. These products are designed for helping persons suffering from mobility issues, so they can get in and out of their chairs easily. As compared to standard recliners, the power lift-reclining models come with distinctive features, by way of which the elderly individuals can get out of their seats easily. Even so, a variety of standard recliners perform well, so it all boils down to personal preferences. Best 6 Recliners…

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Just because you are getting old, it does mean that you should stop following your passion for garden. Garden is a very nice and relaxing activity that most people regardless of their sex and age like to take part in but the problem is that elderly people find it really hard to bend down and get up every now then while doing gardening. To make gardening an enjoyable activity again, you just need to make sure that you have purchased the right gardening stool. Gardening stools are designed so that seniors can sit in their garden without coming in contact…

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The local obits are not the Op-Ed page of the NY Times and the last thing the copy editor is expecting is a fabricated obituary from some deranged psychopath. Cynical senior urges baby boomers to write your own obituary now, the last thing you want to do is to leave this tedious chore to a grieving spouse or family member with a poor memory and no imagination or sense of humor. The following is a classic example of this: Mrs. Cohen, an elderly Jewish woman’s husband’s dies.  Mrs. Cohen calls the obituary department at the local paper and asked the…

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Due to aging, seniors need to consider a range of factors concerning their health. Wellness, cognitive ability, immunity, and mobility help in delaying the health issues that they experience. However, even if seniors take the requisite precautionary measures, they continue to suffer from health problems because of a longer lifespan and the regular physical decline that accompany aging. So, some health problems are natural. Seniors are advised to remain aware of the risks of common age-related illnesses. These include Alzheimer’s disease, hearing loss, and accidents. More so, they must adopt ways to remain healthy. A good way to enhancing health…

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Have you ever tried opening a jar and hurt yourself? Surely, you may have found opening jars hard at times, even if you did not injure yourself in the process. Now, imagine how daunting opening a jar can be for elderly individuals, who complain of limited mobility due to age-related factors. More so, if senior citizens have Arthritis, then releasing the lid of jars seems almost impossible for them. The good news is that jar openers which are specially designed for people with weak or nimble hands are available. Best 7 Jar Openers for Seniors Affiliate Disclaimer: This site is…

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